I am a Millennial Investor

Christmas has already been gone. But let me tell you something, Christmas is about 3 things. Him, Giving and Family. HIM, Christmas is a great opportunity for us to share what has God done. He has sacrificed himself to redeem and win us from sin. He himself, become a man in order to become a sacrifice. The lamb that will take away the sins of the world and defeat death. Sin is equal to death, so he has defeated sin. So Christmas is a reminder for us that the lord is so good that he gave us his only begotten son. 2nd, Giving. Do you why the Jordan river is one of the richest rivers in Israel or in Egypt? Because it gives and gives contrast to red sea where it takes and takes. So this year, Christmas is for us to give. Give what we have and give more because we know the feeling of having none. Giving is something we don't need to do only on the holidays but it should and it could be done on every month. So ask yourself, what can I give today so that I can help s

Today, I'll be writing about paper asset. If you are looking into investing in paper asset let me give some info. Study it. period. Paper asset is a variety of investment that includes investing in stocks, bonds, and T-bills, as well as insurance. Today, in the Philippines. Paper asset has become complicated since the introduction of VUL. Some Filipinos have not yet invested in paper asset because there's this circumstances or situation in the past that they all seen or experience. But experience and observation should make us smart and wise. But lately, Paper asset has become the buzz in investing. If I were an investor, first thing first. look at my capacity to invest in money and in time. Because this investment has a lot of things to study about. I won't go into details and specifics. but generally, if you wanted to invest in paper asset. Know you investing into. that's it. You can search about different kinds of paper asset in the web, tutor

Have you ever thought why New Year's resolutions doesn't work or often not at all. It was said that our new year resolutions for reasons that it is a Goal without a plan nor a timeframe. It's a list of to do lists often forgotten because the resolve and what it is for is not too strong. The motivation is not too strong and you are doing it because its new year. Let me share to you an idea that may give a paradigm shift to you guys. I have three things that you should do and this is not because its new year but you wanted to change, to improve and to be better than yesterday. Its also about your attitude and your motivation. I have here, Thromes are list of things you want to accomplish. Its like a bucket list that you are going to do in a month. The key here is that you schedule it out and have it block on your planner. The importance here is that you learn how to schedule your priorities and balance your time. 2nd, You need a Goal. This goal can be tied

Invest in your body? I'll give you a new concept. For those who are working hard. Consider this. Your body is your number 1 asset. It's your health that will affect how you think and how you decide things up. If you say so that it is not. Health is equivalent to your wealth. And your health, investing in it will do you some good. Alright, you may want to eat some junk food or party hard. That's okay but never neglect your health. Be careful at what you eat, consider it as a medicine or your medicine will become your food. Living healthy has its perks. It will let you enjoy life, and we all know that life is a one-time thing. So decide now. Will you invest in your health? 

As a young man, we're dumb and immature. But it means that you have the opportunity to learn and make mistakes.  As a young man, you're in the middle where men are lead by wrong things by the world they are walking at. They are taught by society what is a man when the society itself it wrong about how men are. I am blest that in my early age, I have men who know what to do. Who has been mentored by leaders who have experience and gone through the same mistake and struggles I have once encountered and may encounter in the future. But I am also one of those young men, part of my generation who explored many things and to later find out that this is all garbage. That all I did is nothing, there's no purpose nor deep meaning behind it. Yeah. I screw up, I'll try to conform and belong. But There is something in my heart that always calls for me. And it's Jesus calling me to man up and follow him. And for that it all makes sense now that He loves me be

Overcoming. How does one individual overcome Depression and Anxiety through his faith? Though i believe that we need other treatment as well, like medication and therapy as well. I strongly believe that our faith can help us ease and overcome Depression and Anxiety. So how can i communicate this topic to you? There is no good way to give to you. There are plenty of bible character whom experience depression and anxiety. The one notable i am going to give is job, david and our lord Jesus. Wait? jesus? Yep. Well. he have shown some signs of depression, the fact that he is human says it all. the fact that he knows what's next says it all. He knows that when he entered jerusalem, he may die there and for most of us even though there is a promise of salvation we're still scare as hell and because of that fear it can became our anxiety. So how one individual can overcome depression. If you read the story of job, Job wealth, health and everything was taken away

Recently I've posted a blog about Network Marketing, Shortly it's about marketing through your network period. I am sure we're all familiar with Direct selling, I remember my mom buying from Avon which at the time was the bomb and the fab of direct selling. It was considered a good business and moms can participate in it to earn cash and achieve financial freedom. However, because the business is not regulated enough nor guidelines was established. People were scammed and worst the market for direct selling becomes less and less attractive to many. Direct Selling is considered to be a partnership wherein you can become a seller by selling products and you can earn referrals from creating downlines. Today, direct selling is more compound and complicated. Well in order to know which business is not a scam or a pyramiding scheme or a Ponzi scheme. You can go this website https://www.dsap.ph/ and look at the guidelines on how to spot one. Well, you can do your rese

This is a short blog. Network marketing is somehow we do to network ourselves, our business, our career and our contacts. It can vary from different things and different motivation. Networking can be done because of different agenda and different motives. to simplify the definition of networking. It is like a net where you are working your way to meet people. hence networking. It can be put as your net is working. Meaning that by networking through people you may profit from it but it shouldn't be your motivation. Networking isn't all business only. It can be also personal. Networking is been associated to direct selling because the primary use of medium to sell the services and products are through networking but here me out it's two different term. Usually not all networking can be business. it can vary from meeting new people and from expanding your circle of influence. But it should be done with trust, integrity and authenticity. That's it. yo

The Real Estate is rising, it's prices is rising. And soon it may burst. This is from my observation. Our country is in the business of making building right now. You can see that infrastructure are being the main Job giver today for most filipino's Well, Its good that many filipinos can work and can put food on their table. But the problem becomes dire. I've observe that it will come to a time that Real estate bubble will soon burst. With that it may also affect the stock market. Bubble after bubbles may and could burst. But when this time comes be a lookout for best opportunities. Remember my blog, My Bubble thought on Real Estate. As you can see the best opportunities happens when we're in crisis. The burst will affect every filipino livelyhood. There filipinos needs to be careful not to but properties that they may end up selling in a low price. Condo's are the fad right now. but it may become affected soon. Those high rises building wi

Real Estate is Booming! Have you seen many skies rise right now? All of it is because our Infrastructure sector is on the move. An aggressive one. If you look kindly, you'll see that there are plenty of new building you are seeing along Edsa. Malls as well are being built, as well as roads, an extension for transportation such as LRT and bridges. The cause of this booming is from our BPO's where in the employment rate is getting higher and more Filipinos are having more purchasing power to buy goods, service, and properties. But still Inflation is rising, even though many Filipinos are getting employed, it won't be enough to beat inflation. Having one income today isn't the best option. But the best part is that if you know how to take advantage of time and inflation. Surely you can beat it. Going and delving into real estate while it's hot is okey. But as warren buffet said, Be fearful when others are greedy and greedy only when others are fearf

Batasan Accident was one of the horrible Road Accident I've ever seen that is caught on a dash cam. And it got me question my daily existence. It got me thinking about life. And of course how the safety measure imposed by the Philippine Government? Does the regulation for safety are being imposed correctly. It got me thinking that on this life of mine. We're just smidge or a dot in the universe yet we concern ourselves with things that merely no importance to us. What I am implying to say is that we concern too much ourselves with things that aren't relevant or significant to us un the 1st place. Well, Life is important since we have one life so make it count. Your existence is important, Everybody is unique. No one is a copy of something. You may look like him or her but your personality, struggles and daily experience is different than the other. Then there's the safety measure that our government may have been missing. Because one small fault

To my fellow Filipino Have you thought what are you going to use your bonuses and 13th month this November and December? I have here three thoughts Invest in yourself, Invest in Time and Invest in Money. Invest in yourself - look for something that may improve your skills or books that will help you learn. Invest in Time - Money is not a lifetime, so is your life. Childhood and youth is not a lifetime so enjoy it as much as you can even though your money is budgeted. so that you won't miss anything and so that your Centeredness is not in money alone. Invest in Money - inflation is a bully and also a friend. take advantage of your money and invest it. So that you can achieve financial freedom and left a legacy for your children's children but never forget to impart a legacy that would last a lifetime. These are values. :) Follow me on my FB page: https://www.facebook.com/AMillennialInvestor/?ref=bookmarks

"I arrived late last night and I tried to test the speed of Philippine internet... It's no good," - Jack Ma. The time for High cost and low internet speed must stop. And for us Millennial and younger generation who does business in Social Media. I think it makes business sense to invest in our internet. So to Globe and PLDT. come on, guys. Up your service. Or else the Government must bring more competition, A GAME CHANGER into the fight. Stopping the duopoly for the big telcos companies and giving more jobs to filipino's here in the country It would make sense also that because our government would invest in Technological innovation, it will make business in the Philippines more profitable. https://www.rappler.com/bus…/186410-jack-ma-slow-ph-internet

There is a new wave of a study saying that IQ and EQ are not enough alone for the next Generation Leaders. Let alone, The Definition Love Quotient(LQ) means " The ability to use love willingly" To the Next Generation Leaders, It capability to learn more and Apply it more will become the tipping point how you become a leader in your chosen field. As it was said that "The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn" – Alvin Toffler Meaning Leaders must stretch themselves in order to evolve and improve one's capability. And adding Love Quotient to the Ingredient means learning to focus on your Emotion. When We say EQ, it's the overall use of your relating and emotional quotient. But for Love Quotient, It more than bonding and relating. It about that genuine love that you give to your brand, to your work, and to your passion. It more about compassion. J

Conviction? Wait a millisecond. Am I hearing you right? That's bad right? well, let's thread this lightly. Conviction is also defined in this statement. Firmly held belief or opinion. It means that I am telling you guys to hold a strong belief and faith where there is none seen. Are you guys following me now? It's really simple, For men. Conviction is something we must hold on. It will show our integrity in everything particularly on our work, values and we perceive things as they are. For women, Conviction is far more unbreakable to men. Women can't be swayed that easy while men are swayed easily because of desires. Women, however, can't be swayed easily because they care too much and knows that every promise is unbreakable. Conviction is where our belief system comes in. Our belief system is a list or a set of principles. Our character alone is base on that belief system, having the right one can bring us dedication through our work, through

I am not really an expert when it comes to dating. I would still urge you to read books that would help you further your relationship with your better half or your God's best. Don't get me wrong, Enjoy and invest time in your singleness. It was said in OLD FASHIONED. A movie about a guy who knows how to date but has a shady background. That whatever you do as a single, that is more likely you're going to do when you're married. He further stated and showed that Chivalry is the best part of dating someone. It doesn't matter how they say it's old but it still shows what is love is. It's about making an effort. Not just texting her. To the millennial and next generation, Consider that your foundation is about communication and action. Your communication will help you understand each other and each action will contribute to that effort. It will speak louder. Don't get me wrong, words are something and have meaning but without action, it

I haven't finished reading and applying the 7 habits of effective people but I came to one interesting fact. that I should adhere and do. It is your mission statement. To a company, it is like their vision and mission but to an individual it his thoughts that became a word, word that can become active, actions that can become habits, habits that can become a character, and character that can become his destiny. I am making this public, and from time to time. I am going to improve this to raise the bar higher.  not to fit what I want but to push myself. not outburn me but to rescript my thought. Here it is. My Personal Mission statement I value my relationship with my God, Therefore my maturity and authenticity come first. Therefore My quiet time, devotion and prayer are the most important part of the day. I value my Other Half, My God's best, therefore, our day is important than any other day in my life. I value my health therefore Exercising is one very impor

Motivation THROUGH Wait for it! PASSION! Have you experience before that you are working endlessly yet you feel like nothing is going to progress or nothing will ever happen in your life. Think again, we always say to our peers and to our friends to look for a Job that you are passionate about but then again that is no the case anymore to most of us. Circumstances can be different to all people. What you are going through or may experience can be different to others. Let me share you my lens on this topic. Working on a job that you are passionate about doesn't mean you can be passionate. Just set your goals right and do it for others, as one speaker said that if you do things for others even if you out of fuel you can do it for another extra mile. Even if you are not passionate about going to the gym but you love having the result that it gave you. Your motivation shifted from reactive to proactive. You will go to the gym whether under any circumstances an

We normally do things with the right stuff but with hidden agenda or with the wrong motivation. As human beings, we tend to become selfish. There's a quote saying, a man for himself. Let me expound that, The Bible says " An unfriendly person pursues selfish ends and against all sound judgment starts quarrels" (Proverbs 18:1 NIV), " A man who isolates himself seeks his own desire; He rages against all wise judgment" (Proverbs 18:1 NKJV)  Meaning that those who usually go isolating themselves are more often doing it for one's own desire. It can't be helped, Most of the time we do it for ourselves, But the Bible says otherwise that we should be more of others but less of ourselves, More of him but not less of us. It teaches us what right motives we can look into, what motives are wrong and what is right. Hence, We do things just for the result and numbers but not the sake of improving things nor building others up. And because humans tend

Perhaps I would die first before writing this with my own blood. Mental health is no joke, we all have a fair share of problems. Our generation, My generation is the most common people having this kind of issues. It may be because of social media and the technology we have. Or maybe the never ending changing of culture we experience and still experiencing. It occurs to me while writing this. Is that some of it can be associated with your health as well. Stress may give you sickness and if you aren't healthy enough I assure you it will stab you in the back cold-heartedly. Nevertheless, I remember that God. The bible has already had a solution to your problem. Cry it out if you must and lift it out to him. No Bible scholar but you can look it up on Google. My emotions are bottled as I am writing this with emotion I can't express. It's like choking me to death and I can't breathe. But It also reminded me that I am no different to everyone else. We have p

Being a Millenial Entrepreneur is something, but at the age of E-commerce, Entrepreneurship, information, and technology how would a millennial entrepreneur deals with things that would be complicated. As an entrepreneur. You are considered an Innovator, Initiator, Visioneer, and Problem Solver. You solve by means of creating a business that would meet the people's need, Initiate to do things that people wouldn't want to do, Creates vision where you foresee things before it happens and Innovates things that are outdated. As a Millenial, we live in an information age where information is the key to doing business, our outlet for doing business is at the tip of our fingers. We don't do hard selling but we use what is already abundant and share products we want to sell. We use social media platforms as our tool for marketing our products. We share things that we want and like, We are commonly practical at what we buy. We share things that we are passionate about. T

Who is a fool? In some case being a fool is bad, but I'm here to put something bad in a good context. Please bear with me as I embark the topic and give light to it. A fool by Wikipedia means a person who acts unwisely or imprudently; a silly person. but in some cases, these are people without knowledge and experience, and people that are tricked. But it doesn't mean that these people can't learn from experience that is well reflected. People who have not yet learn something has a potential to be anything if you give him or her something to learn he or she will become wise. Therefore he or she has the potential to be anything, as tabula rasa states that a person has nothing in his/her head, therefore, you can fill it up with anything. It was a phrase in Now you see the movie me that a fool is the most dangerous person in the room Because he/she has potential to be anything. He or She is not regarded as a threat but a fool can become a threat. Acting one

What is Manning up? Or man up? The urban dictionary defines it as to fulfill your responsibilities as a man, despite your insecurities and constant ability to place yourself in embarrassing and un-manly scenarios. And in my definition, it is just Suck it up, Shut up, Put up and Do it. It means we go and lead. We go and Work. We go and provide. This is the place where our insecurities, inconvenience and outside our comfort zone is. But in spite of this, you are willing. Meaning you decided to do it anyway in spite of any circumstances. Some of the hardest parts of doing this are staying within the confines of the wisdom that the BIBLE gives us. As the book by Dennis Sy says in it that to "Act Like a Man" is to live a life of consistency wherein you adhere what the Bible teaches us. Later on, he challenges men not just to post things around on their twitter, FB or IG but as well to put it into action. He ponders in this book that men are not just provider in term

Since my last post where I've said a testimony of my struggles through my faith. I am now writing again to share a perspective I've received. I was mind blown and I know some of you may not get this or may say what are you talking about. But HEAR ME OUT 1ST Eternity perspective is where Christians are called not just to settle for long-term but to look further than that. Just a warning, this is not a short-term as well because it is called to be done daily in our lives. We tell ourselves that when we wake up in the morning the best thing we can do is focus on our dream, well that's true but the perspective I am talking is not just for yourselves but to help others and extend a hand. The question I am going to impart is When is enough is enough? and how are you going to be rich in life? Being rich is not just about accumulating wealth because it will rust and moth may destroy it. It will also collect dust. Eternity Perspective is a paradigm shift where we loo

I was in awe and stop from blogging This would be my 1st blog of the year, and since i am out the half of the year for many reasons. And one of those is evaluating myself. Its hard to look at the mirror and change your belief system in a snap. Its a process, which is not impossible but rather hard. I was evaluating my relationship with my family, I was evaluating my relationship with my Girlfriend, I was evaluating my relationship with my friends, I was evaluating my relationship with myself, and lastly to my creator. Oddly, it was 2015 when i truly truly truly known christ. Well i knew him when i was a child but i didn't grasp anything from tradition to why we do such things. And now, as it coming back to me one evening, that i really took my hands off the wheel. And for awhile, i am drowning in my sins. Yes this is an open letter and a testimony. If i am going to write down my whole testimony it would become a book and since this is just a short letter to